HMRC Official Rates
Self-Employed Tax Calculator
Income Tax · Class 4 NI · 2024/25, 2025/26 & 2026/27 · England, Wales, N.Ireland & Scotland
Tax Year & Residence
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Self-Employment Income
£
£
Deducted from income to calculate taxable profit
HMRC flat £1,000 allowance — use instead of actual expenses
Other Income (affects tax band)
£
PAYE income occupies the lower bands first; self-employment sits on top
£
Reduces your adjusted net income for tax and PA taper purposes
Your Tax Estimate
2026/27Taxable Profit
£0
Total Tax Due
£0
Take-Home
£0
Income Tax
Personal Allowance £12,570
£0
Basic rate 20%£0.00
Higher rate 40%£0.00
Additional rate 45%£0.00
Class 4 National Insurance
Lower band £12,570–£50,270 6%
£0.00
Upper band above £50,270 2%
£0.00
Effective Rates (on self-employment profit)
Income Tax
0%
Class 4 NI
0%
Combined
0%
| Item | Amount | Rate | Tax Due |
|---|
💰 Finance Tracker
Total Earnings
£0.00
Total Expenses
£0.00
Net Income
£0.00
Total Jobs
0
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